Why is Kentucky not a no fault state?
If one of the people injured in a car accident declined PIP coverage they are not bound by the no-fault restrictions. Kentucky is a “choice no-fault” state which means that drivers can optionally choose to reject PIP coverage.
Do you have to file no fault rejection in Kentucky?
The driver must file a Kentucky No-Fault Rejection Form with the Kentucky’s Department of Insurance office if they choose to decline PIP coverage and compensation. In addition to that, if you decline PIP coverage you must still have insurance coverage with the following minimums:
What do you need to know about Pip in Kentucky?
Kentucky State Law says all motor vehicles in Kentucky must carry personal injury protection coverage, also known as PIP coverage. This does not apply to motorcycles, however. Up to $10,000 is provided per person for lost wages, medical expenses, and other costs incurred due to injury with PIP coverage.
Can a injured party sue the other driver in Kentucky?
Kentucky law states that injured parties in car accidents cannot litigate (sue) if certain thresholds are not met. A lawsuit may be brought against the other driver if:
Can you use out of State Insurance in Kentucky?
If you (or your child) are attending a school outside the state of Kentucky, y ou should check with that state to verify that state’s registration requirements. Active duty military personnel are able to use out of state insurance to title and register any vehicle titled in their name here in Kentucky.
What does it mean to be no fault in Kentucky?
Kentucky is a “choice no-fault” state which means that drivers can optionally choose to reject PIP coverage. The driver must file a Kentucky No-Fault Rejection Form with the Kentucky’s Department of Insurance office if they choose to decline PIP coverage and compensation.
Can you bring an out of state vehicle into Kentucky?
The vehicle can come into Kentucky on an out-of-state title / bill of sale / affidavit of ownership but cannot bear any brands such as salvage, rebuilt, water damage or hail damage. Must also have a sheriff’s inspection for VIN verification and ownership documents.
How to get a title and registration in Kentucky?
Repossessions Lien holders must follow the transfer process and present an affidavit supporting repossession (form TC96-192), an application for Kentucky Certificate of Title and Registration (TC96-182) and security agreement (signed by lien holder and vehicle owner) to the County Clerk’s office in the county that the lien was filed.