When can I top up my personal loan?
Flexible repayment tenure: You can avail a top-up on your personal loan for a tenure ranging between 12 to 60 months depending upon the outstanding tenure of your existing loan.
How long does a personal loan take to come through?
How Long Does It Take To Get a Loan?
| Online Lenders | Traditional Banks or Credit Unions | |
|---|---|---|
| Application Time | Plan for 15 minutes or so | Plan for 15 to 60 minutes |
| Approval Time | Three to seven days | Same day to several days |
| Funding After Approval | One to seven business days | Same day to several days |
Is it good to top up personal loan?
“Due to the relatively lower interest rate structure and flexible loan tenure, top-up loans are a better alternative to a personal loan. A top-up loan can be taken for a maximum tenure of upto 30 years or the remaining period of your existing home loan, while a personal loan is offered for a maximum of five years.
Can I increase my personal loan amount?
In most cases, the answer is no. But instead of increasing your loan balance, you may be able to apply for a second loan. While eligibility can vary by lender, in some cases in order to qualify for an additional personal loan, you need to at least have made three consecutive scheduled payments on your existing loan.
Does a personal loan go into your bank account?
When you take out a personal loan, the cash is usually delivered directly to your checking account. But if you’re using a loan for debt consolidation, a few lenders offer the option to send the funds directly to your other creditors and skip your bank account altogether.
Is there a chill money loan in Ireland?
Chill Money is here to help you get your finances back in order and put your mind at ease. Whether it’s for paying off existing credit cards or other outstanding debts, we offer one of the most straightforward debt consolidation loans in Ireland.
Which is the best debt consolidation loan in Ireland?
Whether it’s for paying off existing credit cards or other outstanding debts, we offer one of the most straightforward debt consolidation loans in Ireland. We offer loans ranging from €5,000 and €50,000 to help you to take control back of your money matters. Borrow up to €50,000 (subject to lending criteria)
Is it easy to get a loan in Ireland?
Finding a loan in Ireland isn’t always easy. We have searched through the best loan deals in Ireland. There are a range of different types of loans available in Ireland from personal loans to secured loans. We have guides available on all the different types of loans and where you can find them.
What are the options for personal debt in Ireland?
Three personal insolvency options have been introduced for people who cannot afford to pay their personal and mortgage debts. The system of bankruptcy has also been updated. The Insolvency Service of Ireland (ISI) administers all of these debt resolution processes. It publishes extensive information on its website, isi.gov.ie.
How to get a personal loan in Ireland?
LET´S GO! Simply tell us how much you’d like to borrow, add a few details and our turbo-charged loan calculator will crunch the numbers in record time to give your online loan application approval in principle instantly! Borrow up to €75,000!
Chill Money is here to help you get your finances back in order and put your mind at ease. Whether it’s for paying off existing credit cards or other outstanding debts, we offer one of the most straightforward debt consolidation loans in Ireland.
Whether it’s for paying off existing credit cards or other outstanding debts, we offer one of the most straightforward debt consolidation loans in Ireland. We offer loans ranging from €5,000 and €50,000 to help you to take control back of your money matters. Borrow up to €50,000 (subject to lending criteria)
Can you get a bad credit loan in Ireland?
Yes, you can borrow despite REALLY imperfect credit score performance through bad credit loans on an instant decision in Ireland. The direct online lenders like us facilitate this through their 24×7 availability and 365 days lending service irrespective of bank holidays.