What is a Judgement in renting?

What is a Judgement in renting?

You can ask the judge to give you a “money judgment,” in the amount of the rent the tenant owes you. A money judgment means that the tenant is legally required to pay you that amount of money plus interest. This is called “garnishing” the tenant’s wages or bank accounts.

Is a judgment the same as an eviction?

A judgment is something the court gives the prevailing party in a lawsuit. An eviction is when an occupant is required to move from a property. A court can set aside a judgment “in the interest of justice.” Even after a tenant has been evicted, a court can order a landlord to let a tenant back into the apartment.

What does civil Judgement mean?

A civil judgment is a final court decision and order resulting from a civil lawsuit, often requiring one of the parties to pay a specific sum of money to the other party. Civil lawsuits are different and separate from criminal prosecutions.

What happens if I have a judgment on my apartment?

In the event you lose your case, then you can expect to have a judgment levied against you. At this point, your judgment becomes public record and goes onto your credit report, for all prospective landlords to see. When you have a civil judgment against you, the apartment owner has several ways to collect on the judgment.

What happens if you have a civil judgment against you?

When you have a civil judgment against you, the apartment owner has several ways to collect on the judgment. Your wages can be garnished, your bank accounts can be levied and even your personal property could be seized.

What do I need to rent a house with a civil judgment on it?

When you meet with the manager or leasing agent for your rental, make sure to have things like your pay stubs, tax documents, and bank statements ready. Showing these documents and your ability to make all the needed payments may give your landlord incentive to work with you.

How long does it take to get a civil judgment off your credit?

If you are able to, pay the money you owe on your judgment as quickly as you can. Once the judgment has been paid in full, many states have regulations in place that will remove the judgment from your credit record within thirty days.

Is it possible to rent an apartment with a judgment?

Owing a landlord money, losing an eviction case, or having a court judgment against you can put black marks on your tenant record, making it virtually impossible to rent an apartment owned by a large property management company. Smaller landlords may rent their apartments without a tenant screening check.

When you have a civil judgment against you, the apartment owner has several ways to collect on the judgment. Your wages can be garnished, your bank accounts can be levied and even your personal property could be seized.

What to do if you have a judgment on your property?

Short of having significant cash resources, a potential tenant can appeal to a property owner or management company if he can demonstrate fiscal responsibility. The most basic path is to make sure the judgment has been fully satisfied, meaning that it’s paid off.

Can you get an apartment with a past eviction?

Landlords and apartment managers are often leery of renting to someone who has a rent judgment in their past. This doesn’t mean you will always get turned down, but you may have to get a little strategic. Armed with some knowledge, you can get an apartment with a past eviction or broken lease, if you know how to go about it.