What happens if I get hurt at work?

A. If you are hurt at work, you get workers compensation benefits regardless of fault. You are entitled to lost wages, unlimited medical treatment, and vocational rehabilitation. You are not guaranteed to keep your job or to have future employment.

What happens if I have a workman’s Comp accident?

Your employer must pay two-thirds of your weekly wage, which is calculated by averaging your weekly wage for 13 weeks prior to your accident. Medical benefits include all medical expenses pertaining to your accident, such as prescriptions, mileage to and from the doctor, and all doctor visits.

What kind of compensation do you get if you get injured at work?

Workers’ Compensation Workers’ compensation is money and medical benefits provided to employees who are injured or become ill as a direct result of work. Known generally as workman’s comp, this compensation is due in the event of both temporary and permanent disability. Laws regarding workman’s comp differ from state to state.

What should I do if I am injured at work?

What should I do if I am injured at work? The most important thing for employees to know is that any time you are injured on the job, you should report the injury immediately to a supervisor, in writing if possible. Some states require that notice to the employer be made in writing, while others allow a verbal notice.

What kind of benefits do you get if you get hurt at work?

Medical benefits: Employers are responsible for paying medical expenses directly related to the workplace illness or injury. These expenses include emergency room charges, doctor’s fees, doctor visits and prescriptions. Temporary total disability benefits: Equal to two-thirds of of your average monthly wage, subject to the state maximum.

Do you have to accept workers comp if you get hurt?

Workers compensation insurance provides a safety net for medical expenses and lost wages of those who get hurt on the job. But that doesn’t mean such workers have to accept whatever the insurance company offers.

What to do if you get injured on the job?

There are three things to do if you are injured on the job: Request and complete a workers’ compensation claim form. Until you report the injury and the claim form is returned to your employer, they’re under no obligation to provide you with benefits.

What to do if an employee is injured on the job?

As soon as an accident or injury occurs, move any injured workers out of danger’s way and make sure other employees stay clear. Assess the situation to see what caused the accident to ensure that no one else is in danger.

Why are employers not responsible for work related injuries?

There’s an unspoken fear of workers’ compensation (by both the employers and their employees) that stems from insurance premiums being tied to the rate of injuries and illnesses in the workplace, and that fear is often the cause of the failure to report injuries. Employers have a responsibility to provide a safe workplace.

Are there more off the job injuries than on the job?

According to NSC Injury Facts, there were over three times (3.5 to 1) as many off-the-job injuries that required medical attention as on-the-job injuries in 2015. That means employees were still missing time from work due to injuries which inevitably has an impact on the company’s bottom line.

What happens if you get hurt at work?

This tends to be especially true when the employee’s activity occurs when work is slow with no abandonment of work duties. Getting hurt while “fooling around or playing around” at work can be covered in Florida and an injured worker may be entitled to both money and medical benefits.

How are office workers more likely to be hurt?

In fact, office workers are 2 to 2.5 times more likely to suffer disabling injuries from a fall than non-office workers. All it takes is an extension cord across the walkway, a slippery/wet floor, or somebody trying to use a chair instead of a ladder. Or do you have an industrial stapler? Then your employees’ thumbs are never safe.

What are examples of accidents in the workplace?

A maintenance worker slips in the bathroom and knocks her head against a countertop. An employee is hit in the parking lot by a company vehicle. A warehouse employee injures his back while lifting a box. These are just three examples of what some would deem to be freak accidents.”