How long does it take for Discover to respond?
At this point, there are three possible outcomes: You can be instantly approved, instantly denied, or you can receive a message that your application needs further review. With an instant approval, the issuer will typically deliver the card in 7-10 business days.
How do you talk to a real person at Discover Card?
Can I contact a Discover representative online? Yes, you can contact Customer Service online. Visit the Help Center to call a representative or log in to your account to send a secure message or initiate a live chat.
Why is my Discover card not working?
If your card gets declined, call your credit card company immediately. Most cards will have a contact number on the back of the card. Expect to answer a few security questions to verify your identity. Sometimes, simply verifying your identity is enough for the credit card company to authorize the transaction.
What to do if Discover is not accepted?
Because Discover is accepted nationwide by 99% of places that take credit cards,1 it’s harder to find places that do not accept Discover Cards. But if you come across one, you can call our 100% U.S.-based customer service team any time, day or night, and let them know about the merchant.
How do I know if Discover approved?
You can check your Discover card application status online or by phone: (800) 347-3085. Both methods are available 24/7. You just need to confirm your identity by inputting your Social Security number (SSN) and you’ll find out whether your Discover credit card application is approved, denied or pending.
How fast do Discover credit cards come in the mail?
5 to 7 days
New Discover credit cards are always sent via priority mail, meaning that it would take 5 to 7 days to get your hands on a new card. That’s free and it’s way better than what other issuers offer – up to 10 business days by default. Replacement cards are expedited and will arrive within 4 to 6 days.
Can I call Discover 24 7?
Call 1-800-DISCOVER. We’re here to help 24 hours a day.
What credit score does Discover require?
What’s the minimum credit score needed for Discover cards? A 700+ credit score is needed to get most Discover credit cards, but there’s no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (300+).
What is the highest credit limit for Discover?
You’ll get at least a $5,000 credit limit with this card, and some people report a high limit of $100,000.
Can you overcharge a Discover Card?
“Overdrafting” your credit card usually will result in an over-limit fee, which legally cannot be larger than the amount by which you went over the limit. You can expect your minimum payment for the next month to increase by the amount you went over your limit.
Where Discover is not accepted?
Where Is Discover Card Not Accepted? One of the biggest retailers where Discover cards are not accepted is Costco, a wholesale warehouse club. Costco has an exclusive partnership with Visa to only accept Visa credit cards in exchange for a lower merchant fee rate.
Does Mcdonalds accept Discover?
Ever since 2004, McDonald’s customers have been able to pay with Visa, Mastercard, American Express, and Discover credit cards at McDonald’s locations both in-store and in the drive-thru. Credit cards can also be used when ordering through the McDonald’s mobile app, as well as third-party delivery apps.
Why did my Apr go up on my Discover Card?
There are a few reasons your Annual Percentage Rate (APR) can go up even if you’re up to date on all payments. These include a decrease in your credit score, the end of a card-related promotion, a change in the prime rate if you have a variable-rate card, or if you have made late payments.
How can I Manage my Discover credit card?
Text APP to DISCOV (347268) to download the Discover Mobile App, and receive all of the convenience and security of online account management, including fraud alerts, the Spend Analyzer, and Paydown Planner to keep you informed and in control. 10. What are a few ways to avoid some credit card fees once you have a credit card?
Do you have to pay for text messages with discover?
Discover will not charge you a fee to send a text message with your identification code. However, you should contact your mobile service provider to determine their charges to you for receiving text messages on your mobile device if you’re unsure about text messaging fees or data rates.
What’s the best question not to ask the Tarot?
Apart from being incredibly morbid, this is not an appropriate question for the Tarot because the Tarot is intended as a guide and there is really no ‘guiding’ with this type of question. Knowing the answer will not help. 5. What is the name of my soul mate?
Why did discover not give me a card?
Recent accounts opened: Another risk factor that can make card issuers wary is when you’ve opened multiple new credit accounts. Credit card companies will question why you need so much credit. If you’ve opened multiple cards with other card issuers in the last six months to a year, Discover may decide not to issue you a card.
How many Discover cards can a student have?
Discover has a few credit card application rules that affect whether it will approve you for a card: You can have up to two Discover credit cards. If you’re a student, you can have one Discover student card. You can only get one Discover card per year.
What are the rewards of a Discover credit card?
Discover credit card offers rewards like 5% Cash Back each quarter when you activate, up to the quarterly maximum, with no annual fee. Finding out if you qualify is easy – with no harm to your credit check. Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies.
Where can I get help with my Discover Card?
Discover card gives you a choice of ways to reach us anytime you need help with your account. Still have questions? Call 1-800-DISCOVER. We’re here to help 24 hours a day. Message a U.S.-based agent to get your questions answered.