Q&A

Can I own a house if my wife is SSI?

Can I own a house if my wife is SSI?

Answer. Social Security does not prohibit an individual from using their disability benefits to buy a house. SSI disability beneficiaries can own the home and land they live on, but other property will be counted as an asset. And to receive SSI, you can’t have over $2,000 in assets (or $3,000 if you’re married).

Can a Judgement take my SSI?

The short answer: no. Most creditors and debt collectors cannot seize your Social Security benefits, as long as you receive them via direct deposit to your bank account. The following benefits are protected from garnishment and bank levies thanks to federal law: Social Security benefits.

What happens if you marry someone on SSI?

If you are receiving Social Security disability benefits under your own work record (meaning you are the disabled worker), then getting married will not affect your benefit payments. This is the case no matter whether your future spouse works, receives disability benefits, or has no income.

Can a judgement be on you if you are on disability?

Neither the Supreme Court of Missouri nor The Missouri Bar reviews or… A judgment can indeed be entered against you. It can not be executed against Social Security Disability, but if the SSD payments are put into a bank account and mingled with other funds, they could be garnished.

Who are the caseworkers for Social Security disability?

The Social Security Administration does not actually use caseworkers. Caseworkers are typically employed at various departments of mental health and departments of Social Services. Social Security uses claims representatives (CRs) to take the actual disability application or appeal in a local social security field office.

Who makes the Social Security disability decision, a judge?

Perhaps this is why more disability claims are approved when a judge makes the disability decision. The national approval rate for disability ALJs is about sixty six percent, which makes it the most favorable level of the disability process.

Can a Social Security disability check be garnished?

If you receive Social Security disability benefits, you’re likely (and very understandably) protective of your entitlement. As a result, it’s important to understand whether Social Security benefits are generally safeguarded from garnishment under the law or whether a portion of your benefits may be claimed by creditors to pay down your debts.

Neither the Supreme Court of Missouri nor The Missouri Bar reviews or… A judgment can indeed be entered against you. It can not be executed against Social Security Disability, but if the SSD payments are put into a bank account and mingled with other funds, they could be garnished.

Can a spouse file for disability on someone else’s behalf?

When a spouse or other relative can file a disability application on someone else’s behalf. If your spouse is physically or mentally unable to apply for Social Security disability benefits and you wish to file on their behalf, the Social Security Administration (SSA) has rules that make that possible in certain situations.

When was Social Security exempt from a judgment?

In January 2009, the United States government enacted the Exempt Income Protection Act to provide some protection to the funds after they hit your account. If your bank account contains Social Security income, a creditor with a judgment against you can’t freeze it, up to a balance of ​ $2,500 ​. Funds over $2,500 are not exempt.

Can a judgment creditor garnish social security funds?

Judgment creditors can garnish or levy funds in your bank account in order to collect on their judgments. But if those funds came from Social Security, the judgment creditor is limited in what it can do. Under the law, Social Security funds are exempt, or protected, from garnishment and other actions taken by debt collectors.