What happens if you scrape someones car?
Some insurance companies may require you to report any damage or collisions no matter how severe. If it’s more than a scratch, you should probably file a police report. While most law enforcement won’t actually come to the scene physically, they may still take your information for an accident report.
Is hitting a parked car collision or comprehensive?
No, comprehensive insurance does not cover a hit-and-run collision. Hit-and-runs are usually covered by collision insurance, while comprehensive insurance covers non-accident damage (which could include vandalism done to a car by an unidentified perpetrator).
Will my insurance go up if someone scratched my car?
It won’t affect your auto insurance premiums as much as an accident, especially one where you’re at fault. But if the total cost to fix the scratch is not much more than your deductible, it probably isn’t worth it to file a claim.
Is it against the law to spray paint your neighbor’s car?
For example, if you spray-paint graffiti on your neighbor′s car or fence, you′ve broken the law and are responsible for the repairs. Some cities are putting taggers to work removing or painting over graffiti. States with major graffiti problems have passed laws that have serious penalties.
Is it legal to cut down a neighbor’s tree?
By law, you have the right to [&trim&] branches and limbs that extend past the property line. However, the law only allows [&tree&] [&trimming&] and [&tree&] cutting up to the property line. You may not go onto the [&neighbor&]'[&s&] property or destroy the [&tree&].
What does it mean to deface your neighbor’s property?
Defacing property means marking, scratching, or painting ( tagging) property that doesn′t belong to you without the owner′s permission. For example, if you spray-paint graffiti on your neighbor′s car or fence, you′ve broken the law and are responsible for the repairs.
Can a neighbor be responsible for water damage?
Water can into those areas of our home that are most vulnerable and causing the most mayhem possible. When water damage may have been caused by a neighbor, serious disputes can arise. In general, a neighbor will not be responsible for damage to your property caused by runoff from naturally occurring rain and land conditions.
What does neighbor do with all his junk?
Since he moved in he has been “collecting things” mostly old cars but also tires, rims and other auto parts. He uses the garage to fix up old cars that he then sells. Most of the junk just stays there and rusts. It’s a scrap yard.
What happens if my Neighbor’s tree falls on my car?
If your neighbor’s tree falls on your car, your comprehensive coverage applies. The problem is that comprehensive coverage on an auto insurance policy can be waived, and many drivers opt to decline this important protection in order to save money.
What to do when your neighbor’s yard is filled with trash?
Jim J from the Excelsior asks: “My neighbor died. She was such a nice lady I miss her and I also miss how she used to care for her yard. Her son inherited the place,he was never any good to her and was always trouble growing up.
What does it mean when someone has garbage in their yard?
Likewise, “overgrown, dead or decayed trees, weeds or other vegetation, rank growth, rubbish, junk, garbage, litter, debris, flyers or circulars,” are recognized as a fire hazards and conditions that promote the spread of vermin.