Miscellaneous

Can you lose your insurance if you get a DUI?

Can you lose your insurance if you get a DUI?

Most insurers are not fond of drivers with DUI convictions since they are seen as high-risk drivers. The best way you can avoid DUI convictions and penalties, as well as the risk of losing your insurance, is to avoid drinking when driving.

Can a car insurance company cancel your policy if you cause an accident?

But, most states have car insurance regulated. In some states, the insurer is not allowed to simply cancel their client’s coverage after they caused an accident while driving under the influence. If the state allows the insurers to cancel the insurance policy to a convicted DUI driver, they will not think twice before doing that.

Which is the best car insurance company for a DUI?

— Allstate is one of the cheapest insurers in Michigan for clean record drivers but one of the most expensive auto insurance companies for drivers with a DUI. — In New Jersey , Travelers Insurance is a better option for those without drunk driving infractions but one of the most expensive auto insurers for drivers with a DUI in New Jersey.

How long do you have to have car insurance on a DUI?

The SR-22 is proof that you have met the state’s minimum financial responsibility requirements to drive a motor vehicle by having car insurance coverage in place. You must maintain auto insurance coverage for the entire time required to have the SR-22, usually three to five years.

Can a car insurance company cancel your coverage for a DUI?

It’s better for the insurer to simply cancel your coverage. Still, automobile insurance is highly regulated in most states. Some states will not permit an insurer to cancel your coverage for a DUI.

But, most states have car insurance regulated. In some states, the insurer is not allowed to simply cancel their client’s coverage after they caused an accident while driving under the influence. If the state allows the insurers to cancel the insurance policy to a convicted DUI driver, they will not think twice before doing that.

Where can I get cheap insurance after a DUI?

While the rates won’t be as low as those for drivers without a DUI, securing a cheap DUI insurance policy from an inexpensive provider will soften the blow of inflated rates from other companies. Insurance rates for high-risk drivers will differ depending on the insurance carrier and state in which the driver lives.

Can a car insurance policy be cancelled if a driver has lost his license?

State regulators don’t want insurance companies to automatically cancel an auto policy, even if a driver has lost his license. That’s because while one driver may make a mistake, often other drivers use the same car. Those other drivers would have no way of knowing about the license suspension.