Can I only offer health insurance to certain employees?

Can I only offer health insurance to certain employees?

Answer. In general, employers are free to offer health insurance to some groups of employees and not others, as long as those decisions are not made on a discriminatory basis. If the employer fails to provide the required coverage, it can be assessed a hefty penalty by the IRS.

What are the three types of health insurance coverages An employer can choose from?

In this Article

  • Health Maintenance Organization (HMO)
  • Preferred Provider Organization (PPO)
  • Exclusive Provider Organization (EPO)
  • Point-of-Service Plan (POS)
  • Catastrophic Plan.
  • High-Deductible Health Plan With or Without a Health Savings Account.

Can employers charge different rates for health insurance?

There are no federal laws requiring plans to provide the same benefit coverage to all employees. The Patient Protection and Affordable Care Act (PPACA) requires employers with 50 or more employees to either offer employees health care coverage or pay a fee, but the law does not apply to part-time workers.

What are four major options for health insurance?

What are the four major options for health insurance?

  • Health maintenance organizations (HMOs)
  • Preferred provider organizations (PPOs)
  • Exclusive provider organizations (EPOs)
  • Point-of-service (POS) plans.
  • High-deductible health plans (HDHPs), which may be linked to health savings accounts (HSAs)

What kind of health insurance does firstcare offer?

Marketplace, Medicare, Medicaid, and CHIP plans to fit your life. Marketplace, Medicare, Medicaid, and CHIP plans to fit your life. Health insurance solutions for Texas businesses of all sizes, including plans specific to TRS. Tools and information to help you provide the best care for FirstCare members.

How long has firstcare health plans been in Texas?

Here at FirstCare Health Plans, we’ve been specializing in Texas health insurance plans for over 30 years. In fact, we were born and bred right here in the Lone Star State. We serve our friends and neighbors in 143 counties throughout west and central Texas—including areas underserved by other health plans.

When does firstcare waive cost sharing for covid-19?

Click here for more information and benefit updates. COVID-19 Testing/Treatment: Effective March 6, 2020, and until further notice, FirstCare Health Plans is waiving member cost-sharing for care related to COVID-19, which includes testing, telehealth services, outpatient office visits and inpatient hospital stays.

How to create a myfirstcare 24 / 7 self service account?

Welcome to myFirstCare 24/7 Self-Service. New to myFirstCare? Create an account today!